Think you can’t afford a financial planner? 

We help everyone with their financial planning needs, from travel-loving renters, wannabe investors and chaotic impulse spenders to achieve their financial goals, sleep soundly at night and actually enjoy their money — for as little as the cost of a cheeky Nando’s.

For joyful and judgement-free financial advice

“Jo’s empathetic, caring approach puts my mind instantly at ease knowing that she is helping me manage my finances. She is hardworking and really puts my hopes and dreams at the centre of our future plans.”
–
Sophie

Financial planning
for the people

If I had £1 for every time I heard someone say “I don’t have enough money to justify a financial planner”, I’d be sitting on my super yacht sipping a rum punch. 

Most financial planners only work with clients who already have £350,000.

Great if you’re already rich, not so great if you’re starting from scratch.

And then there’s me!

I don’t care what you earn or how big your pension is.

I think financial planning should be accessible to everyone, whether you’re a 20-something renter wondering how to save for a house or a self-employed tradie hoping to start a family.

That’s why I created Joyful Wealth — a wellbeing focused financial planning firm for people who are doing their best. 

I’m on a mission to normalise getting financial advice before you’re rich, before you’re old, and before disaster strikes.

Let’s Have A Chat

Anouska

“Jo’s gone above and beyond what I expected and I would recommend her to anyone wanting to get a handle on their budgeting.”

James

“I was never great at saving money. It always made me nervous. Jo helped me come up with a sustainable plan to live a lifestyle I want, while also working towards my saving and spending goals. With Jo’s help, I’m now 40% of the way towards my saving goal.”commend her to anyone wanting to get a handle on their budgeting.”

Dom

“Before I discovered Joyful Wealth, I lacked financial control and used my credit cards for everything. Jo helped me get out of debt and ditch the guilt and bad habits.”

Success Stories

Wealth meets wellbeing 

There’s more to financial planning than numbers on a spreadsheet. And there’s more to wealth than property and stocks.

To help you get the most from your money, we place your well-being at the heart of everything we do. It’s all about tapping into the psychology of money and using it to build a life you love.

Let’s Chat

To do this, we use something called

The 5 Pillars of Financial Wellbeing

Very nice,

how much?

Unlike some financial planners, we won’t charge you a large initial fee or a percentage of your portfolio right off the bat. Instead, we’ll kick things off with a monthly subscription.

As part of your subscription, you’ll get a set number of financial planning meetings each year. It’s during these chats that we’ll do a deep dive into your finances, figure out exactly what you want from life and put a plan in place to get there. 

We’ll also recommend any financial products or services that could help you on your journey. You’ll pay for these separately.  

“By separating your financial plan from our financial products, we offer a more affordable and accessible service, no matter how much you’ve got in the bank.”
–
Jo Wall
Founder, Joyful Wealth

The packages

We created a choice of packages with prices to suit individuals, couples and business owners. 

Go to Services

Tier 1

From

£25 /month

Up to 2 planning meetings per year

We’ll focus on 2 of the Financial Wellbeing Pillars – you can choose which ones

Quarterly accountability check-ins

25% discount on initial fees for additional services

Tier 2

From

£40 /month

Up to 4 planning meetings per year

We’ll delve into 3 Financial Wellbeing Pillars – you can choose which ones

Monthly accountability check-ins (quarterly if you’re v busy)

40% discount on initial fees for additional services

Tier 3

From

£50 /month

Up to 6 planning meetings per year

Entirely bespoke service

We’ll explore all 5 Pillars of Financial Wellbeing

Monthly accountability check-ins

50% discount on initial fees for additional services

15% blue light discount available

Fancy a cuppa & a chat?

Wondering how these pillars can transform your life? We’ll help you see your cash as a source of happiness and fulfilment, rather than stress and worry

View Services 07572957278

Jo is a Chartered Financial Planner & holder of the prestigious title of Fellow of the Personal Finance Society. The fellowship is the highest qualification awarded by the governing body.